Honor a Legacy. Invest in Your Future.
This Women’s History Month, Inna Kinney—Founder and CEO of ECDI—is being honored not only for her impact on entrepreneurs across the Midwest, but also as a 2026 Executive of the Year Honoree by Columbus Business First.
To celebrate her leadership and the entrepreneurs she has championed for more than two decades, ECDI is proud to introduce the Founder's Loan Special—a limited-time opportunity designed to support small businesses ready to start, grow, and create lasting impact in their communities.
Apply for up to $5,000 at just 2% APR with a 2-year term, designed to help you invest in your business and take the next step toward growth. Funding is available until funds run out, so apply soon to take advantage of this special opportunity.
LOAN TERMS
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Startups and existing businesses: $5,000 at only 2% interest, 2-year term.
ELIGIBILITY REQUIREMENTS
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Open to businesses in Ohio.
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Business owner must have a personal credit score of 615+.
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Must be SBA microloan eligible:
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Owners must be US citizen.
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No active/open bankruptcies.
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Applicants must provide three years of personal tax returns, regardless of business age.
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Applicants must also provide proof of business ownership (6 mos of commercial activity required). Acceptable documentation includes:
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3 years business tax return or Schedule C (best documented evidence).
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6 months of Bank Statements showing revenue generated from business activity.
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POS Software tracking (Square/Venmo/Ebay/CashApp monthly statements, etc.)
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Open to new and existing ECDI clients in good standing with less than $50k loan aggregate.
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Closing costs apply.
When Inna Kinney founded ECDI in 2004, her vision was simple but powerful: expand access to capital and business education for entrepreneurs who are often overlooked by traditional lenders.
Over the past 20+ years, that vision has helped thousands of small business owners launch companies, create jobs, and build generational wealth. Today, ECDI serves more than 7,000 clients each year and has become the #1 SBA Microlender in the United States by loan volume for five consecutive years.
Under Inna’s leadership, ECDI continues to grow its impact across Ohio and neighboring states while staying true to its mission—providing affordable lending paired with wraparound business support so entrepreneurs can reach their full potential.
In honor of ECDI Founder Inna Kinney
