Affordable funding to help your business thrive
Preparing for the new year is the perfect time to invest in your business, and we're making it easier with our limited-time 2% interest loan special!
Small businesses need affordable funding to grow, but access to capital can be a challenge. That’s why we’re offering $5,000 to startups and existing businesses at just 2% interest—well below market rates!
Apply by Monday, December 15, 2025 or before funds run out to take advantage of this opportunity. Don’t wait to invest in your business' future today!
LOAN TERMS
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Startups and existing businesses: $5,000 at only 2% interest, 2-year term.
ELIGIBILITY REQUIREMENTS
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Open to businesses in Ohio.
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Business owner must have a personal credit score of 625+.
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Applicants must provide three years of personal tax returns, regardless of business age.
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Applicants must also provide proof of business ownership (6 mos of commercial activity required). Acceptable documentation includes:
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3 years business tax return or Schedule C (best documented evidence).
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6 months of Bank Statements showing revenue generated from business activity.
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POS Software tracking (Square/Venmo/Ebay/CashApp monthly statements, etc.)
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Open to new and existing ECDI clients in good standing with less than $50k loan aggregate.
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Closing costs apply.
Limited-Time Offer – Apply by DECEMBER 15!
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“I was able to buy time and equipment with loans I got through ECDI. My loan officer was very thorough and gave me the peace of mind I needed.”
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Trey Ellington, owner of Gazelle Mechanical and Logistics, turned to ECDI when his business faced a major setback and needed immediate funding to stay afloat. The support he received allowed him to keep his operations running, invest in new equipment, and successfully pivot his business toward new opportunities.
Trey Ellington, Gazelle Mechanical and Logistics
