Are there barriers between you and business capital?
If you've been turned down for traditional financing, the Community Advantage (CA) program gives you a lenient and affordable financing option.
Startups and businesses in "risky" industries, don't worry. We've got you covered. Women, minority entrepreneurs and veterans, we've got your back as well.
If you're ready for an opportunity to succeed, get started by simply clicking this button:
About Community Advantage Loans
The CA program was designed to offer more leniency for entrepreneurs who are underserved by traditional lenders.
$750 to $250,000
The SBA guarantees as much as 85% of loans of $150,000 or less, and as much as 75% of loans of $150,001 and more.
Prime interest rate, plus 6 percent
Loans may be given for a maximum of 10 years (or the useful life of equipment), maximum 10 years for working capital, and maximum 25 years for real estate
Borrowers are asked to contribute 5% of the loan total (not to exceed $2,500)
Loan can be used for
Nearly any valid business purpose, including working capital, renovations, equipment, debt refinancing and more. CA loans cannot be used as a revolving line of credit.
Be a for-profit business operating in the U.S.
Meet the SBA's definition of a small business (typically, fewer than 1,500 employees and less than $38.5 million in annual revenue)
Be ineligible for other traditional financing options
Invest some of your own time and money into the business
Be able to show an ability to repay the loan
Not have previously defaulted on any government-guaranteed loan
Are great for startups, businesses in "risky" industries, and business owners with low to average credit or ones who have been denied traditional financing.
Are ideal for women-owned, minority-owned or veteran-owned businesses.
Can be used for nearly any valid business purpose
Have long repayment terms and low interest rates
Get started by simply clicking this button: