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Need Funding For Your Business?

How does a 0% interest loan sound?

Kiva empowers entrepreneurs with 0% interest business microloans up to $15,000 from a local & global community. The ECDI offices in Cleveland and Cincinnati can help guide you through the Kiva fundraising process.  

What is Kiva?

Kiva is an international nonprofit crowdfunding platform that believes in character over credit and the power of community-based lending. Through crowdfunding, they're able to provide funding opportunities for entrepreneurs where conventional lenders won’t. Through Kiva, you can receive a loan up to $15,000 with 0% interest. Learn more about Kiva on their website.

How Kiva Works

Overview of how the Kiva application process works

How is ECDI involved?

Our Cleveland office is a Hub of Kiva. This means you have a dedicated manager in Cleveland to help you at any point in the Kiva lending process. When you submit your application, it goes directly to Cleveland's Capital Access Manager. They will follow up to review your application before submitting it to Kiva and keep you updated on the status of your application, provide fundraising templates and answer any questions.

Our Cincinnati office is a Kiva Trustee. Trustees add credibility to a borrower by vouching for their character, business and social impact through "Endorsements". When crowdfunding on the Kiva platform, a Trustee endorsement shows potential funders you are a committed and capable entrepreneur. In addition, Trustees can advise applicants on how to successfully apply and fundraise on the platform. If your business is in Cincinnati, contact us today to get a ECDI Endorsement.



20-30 min

Find out if you're prequalified, then easily fill out the online application.

View Qualifications


Up to 15 days

Prove your creditworthiness by inviting friends and family to lend to you.

Learn More 


Up to 30 days

Go public on Kiva, with your loan visible to over 1.6 million lenders worldwide.

Steps to Fundraise Successfully

Receive & Repay

Up to 36 months

If funded, your loan will be disbursed within 5-7 business days. Use your new Kiva customer base to increase sales and pay of your loan!

Kiva Overview

Support Small Businesses Today

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