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Wish you could grow, but can't get out of the grind?We've got your back.

Black-owned commercial contractors and minority- or female-owned contractors:

we're here to help you overcome the barriers you often face on the path to growth – including struggling to pay up-front costs to complete projects, knowing you won't be paid until weeks after an invoice has been submitted.

Even if (especially if) you haven't had great experience with banking in the past, our job is to help you get financially ready to grow. Then, when you've got an opportunity, we'll make sure a lack of access to capital doesn't get in the way, by fronting the cash with a low-interest, low-barrier loan.

Start now, and be ready when opportunity knocks:

This is a link, including requirements, benefits and how it works.


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ECDI is one of the top U.S. SBA intermediary microlenders with a mission to invest in people to create measurable and enduring social and economic change. ECDI provides responsible, affordable lending and comprehensive small business development services to help underbanked people and communities join the economic mainstream. ECDI’s target population includes low-moderate income individuals, minorities, women, immigrants, and refugees, and those otherwise precluded from funding from a traditional financial institution.

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